Motor Finance
Car Finance Claims Win: Sentinel Legal Secures Over £10,000 in Compensation Against BMW Financial Services
Sentinel Legal secured £10,200.33 in compensation against BMW Financial Services — with hidden commissions making up nearly 44% of the finance agreement.
Breaking New Ground in Motor Finance Mis-Selling Claims
Sentinel Legal is proud to announce another significant victory in the car finance claims fight. This time, we successfully represented a client in a high-value claim against BMW Financial Services (GB) Limited, securing a total of £10,200.33 in compensation, including statutory interest and costs.
Case Details
- **Defendant:** BMW Financial Services (GB) Limited T/A Alphera Financial Services
- **Track:** Fast Track
- **Stage Settled:** At Trial
- **Case Type:** PCP (Personal Contract Purchase)
- **Settlement Amount:** £5,877.33
- **Total Due:** £10,200.33
This case highlights the pervasive issue of hidden commissions within the motor finance sector. A commission of £4,439.61 — nearly 44% of the finance agreement — was concealed from our client, resulting in an unfair financial relationship.
Why This Case Matters
- **Hidden Commissions** — the commission amount represented a significant portion of the finance agreement, yet it was undisclosed to the consumer.
- **Conflict of Interest** — the broker's financial incentive undermined their ability to act impartially, violating FCA guidelines.
- **Consumer Impact** — the non-disclosure directly inflated the cost of credit for our client, leading to financial harm.
Financial Breakdown
- **Settlement Amount:** £5,877.33
- **Statutory Interest and Costs:** £4,323.00
- **Total Compensation:** £10,200.33
This outcome not only rectified the financial harm done to our client but also set a precedent for similar claims. Sentinel Legal continues to lead the charge in exposing and addressing these unjust practices.